Personal Insurance

Personal Insurance

UIG offers a advanced ambit of market-leading claimed allowance articles - from economically priced basal awning to absolute awning for best protection. We can antecedent claimed allowance behavior for:
Motor car insurance
Policies which awning blow or blow to clandestine motor vehicles, trailers and the like and include:
Comprehensive Car Allowance - the a lot of complete protection, accoutrement adjoin accident, fire, theft, and accountability for blow to added cars and property.
Preferred Disciplinarian - if you're over the age of 24, and others beneath 24 will not be active the car, you can yield out Absolute car allowance at a discounted price.
Nominated Disciplinarian - offers Absolute allowance for a abundant amount if there are no added than two drivers and the capital disciplinarian is over the age of 21 and the additional disciplinarian is over the age of 19.
Third Party alone - covers blow you may could cause to addition person's car or property, but does not awning your own car. Uninsured Motorist account is included in this policy.
Third Party, Blaze & Annexation - an addendum of Third Party Alone action which aswell covers your car adjoin blaze and theft.
Home and capacity architecture insurance
Insurance behavior advised to awning adventitious blow or blow to residential bounds and their contents. Allowance awning for insured contest including:
Storm and flood
Fire
Lightning
Burst pipes, leaks and overflows
Theft damage
Flood cover
Home and Capacity behavior awning a ambit of accepted features, including:
New for old backup cover
Valuable items cover
Special benefits
Liability cover
Policies for specialist home and capacity allowance behavior baby for:
Heritage listed buildings
Jewellery and added claimed items
Fine art, paintings, antiques or curios
DVD and computer equipment
Restoration and backup of claimed documents

Travel Insurance
Insurance behavior which awning medical and repatriation costs afterward abrasion or affliction while travelling or alive in Australia and overseas. Articles can action awning for assorted situations including:
Cancellation
Emergency assistance
Emergency biking costs and accommodation
Lost or baseborn luggage
Most antic activities
Overseas medical and dental expenses
Personal liability
Repatriation
Replacement of authorization and added biking documents
Travel delay

Strata Plan
Strata Allowance provides awning for residential and bartering barrio (home units, villas or boondocks houses, factories, offices) which are registered beneath strata or assemblage appellation legislation. You can assure the strata, group, physique accumulated or association blue-blooded residential building, or both the architecture and its accepted contents.
You are covered for adventitious blow or blow to the architecture (including accepted areas), and adventitious blow or blow to your Accepted Capacity (if you accept this cover)
Commercial Strata allowance consists of altered behavior accoutrement a advanced ambit of risks including:
Building and accepted contents
Machinery breakdown
Electronic equipment
Voluntary workers blow only
Fidelity guarantee
Legal liability
Strata board affiliate acknowledged liability
Residential Strata allowance consists of altered behavior accoutrement a advanced ambit of risks including:
Building and accepted contents
Machinery breakdown
Electronic equipment
Voluntary workers blow only
Fidelity guarantee
Legal liability
Strata board affiliate acknowledged liability

Private amusement craft
Private amusement ability allowance covers blow to clandestine argosy and accompanying accessories for abrupt events, like loss, theft, blow or the unforseen furnishings of agitated weather. It aswell includes claimed blow and acknowledged accountability awning for you and any being you acquiesce to ascendancy your baiter in Australian waters.
The afterward alternative account are aswell accessible to clothing your alone needs:
Yacht Antagonism Risk Addendum - awning for blow or blow to your baiter while racing.
Water Skier Aqua Planer Addendum - acknowledged accountability aegis while waterskiing or aquaplaning abaft your boat.
Fishing, Diving & Water Sports Accessories Awning - for adventitious blow or blow to your accessories while it is not in use.

Landlords
Landlords allowance is advised for investment backdrop and covers for blow or blow acquired by fire, storm, theft, abuse and bottle breakage. The action aswell covers the anatomy of your investment home; from the walls and roof to the garage, outbuildings, fences, gates, ambit walls and pool. You aswell accept options to awning yourself adjoin addressee vandalism, theft, and rental default.
Mortgage protection
Lenders Mortgage Allowance insures your lender adjoin non-payment or absence on your residential acreage loan. While it protects the lender adjoin blow if you stop authoritative your mortgage payments Lender's Mortgage Allowance aswell makes it accessible for purchasers to buy a home with as little as a 5 per cent deposit.
Caravan and trailer
Insurance behavior advised to awning blow or blow to Caravans and/or Trailers. Awning includes:
Mobile awning – awning your band whilst on-site in a band esplanade or at your home, but extends to awning advantage whilst beneath tow aural Australia
On-site awning - awning for your band alone if it's assuredly sited and usually immobilised at a band park.